Page 8 - Estate Preservation Plan

Select your Estate Preservation Plan

You can choose between two types of plan depending on the
complexity of your estate, your health and your own particular needs.

Classic Plan Flexi Plan

Total sum assured* Total sum assured*
R152,500 or R300,000 R590,000 or R1,300,000
or R2,625,000
Underwriting
NO medical underwriting Underwriting
NO medical questions 11 medical questions
NO medical testing
Exclusions
1-year pre-existing Exclusions
medical conditions Immediate cover
on acceptance

Apply for cover
Work with your financial advisor to establish your needs and determine which plan would be
right for you.

STEP Establish the size of your estate. This will be the gross amount calculated by adding the
1 value of all your assets (see page 8 of the application form). *Remember, you
decide how to split
STEP Choose the correct plan based on the gross value of your estate. Use the tables on the the sum assured
2 inside front cover of the application form, which set out the tranches of cover available
by estate value. among your heirs,
estate costs and
STEP List the expenses that will need to be covered by your estate. Allocate amounts for the executor’s fees to
3 Initial Expense Benefit and the Executor Fee Benefit and then consider the Enhanced get exactly what you
Liquidity Benefit and the Monthly Expenses Benefit (see page 8 of the application form).
need.

STEP Complete the application form. Take care to answer all the questions and sign and
4 initial each page where indicated, then scan and email to estate@clientele.co.za

8 Estate Preservation Plan Terms & Conditions apply E&OE